Term Life Insurance
Who takes care of your family if you are not there?
Term Life Insurance from Doyle Assurance Group has the answer. It’s protection on your terms. Get an affordable life insurance option that can protect your loved ones for a specific period. We can help you find the coverage you need.
A term life insurance policy will ensure your kids can pay for college and your family can cover daily expenses and emergency medical costs. You determine the exact amount of coverage you need, and we can help you figure out the best carrier, term life insurance rates, and packages.
Top Benefits of Term Life Insurance
Affordable Life Insurance
You pay only for the insurance you need and when you need it. Term life insurance has lower premiums, making it ideal for budget-conscious individuals. It also affordably protects dependents.
Choose Your Terms
Choose coverage and term length (10, 15, and even 30 years) that aligns with your financial goals. Cover long-term and predicted expenses for a brighter future for your growing family.
Get Tax Benefits
Your beneficiaries can receive tax-free death benefits after you pass. Leave a lasting and financially strong legacy rather than money trouble.
Tailored Coverage
Customize term life insurance coverage to meet critical needs and accommodate life events. This includes mortgage payments, college payments, and more.
Affordable Insurance Option
Term life insurance quotes are affordable compared to full options. There is no cash value build-up or set timelines, lowering insurers’ risks.
Best for Young Families
It is ideal for young families needing temporary and affordable coverage. Choose a policy covering the years your dependents need your financial support.
How Term Life Insurance Works
Term life insurance is a simple contract between insurance carriers and policyholders. You pay premiums for a set duration (between 10 and 30 years) and receive a cash benefit for chosen beneficiaries. Unless premiums are paid with pre-tax money, the benefits are tax-free.
As the policy owner, you pay regular premiums according to agreed-upon terms. In return, the insurance company offers a death benefit. This benefit is available if the insured individual passes within the term.
Choose the Best Term Life Insurance
The ideal life term insurance package covers the duration you need it for. Policyholders with small children typically choose a long-term option that covers the years until their children are fully grown. You can also get multiple policies to match different needs and life events.
Simple and Affordable Financial Protection
A portion of your term life insurance premium builds cash value. You can access and borrow against it for additional financial security. Get straightforward financial protection for yourself and your family when needed.
Convert Insurance Terms When Needed
As your life evolves, adjust your coverage as needed. Term life insurance gives you flexibility and protects your family at a lower cost. Lock in lower premiums and the best term life insurance rates while you’re young and in good health.